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First Bitcoin Bank

Products & Services
The complete Bitcoin financial suite — from acquiring your first satoshi to managing generational wealth.
36+
Products
4
Categories
YM
Yield Maintenance
100%
Bitcoin Focused
Get BTC
16 products
Multiple ways to acquire Bitcoin — from installment plans and loans to credit card rewards and automated savings.
Installment Plan BTC
Low
Min: $100/mo
Term: 12-60 months
Fixed monthly payments to acquire Bitcoin. Non-recourse, fully collateralized, credit-bureau reported. Core product.
BTC Purchase Loan (Unsecured)
Low
Min: $1,000
Term: 12-36 months
Borrow to buy Bitcoin outright. Own your BTC from day one with full freedom. No margin calls.
BTC Purchase Loan (Secured)
Medium Margin Call
Min: $1,000
Term: 12-36 months
Lower rates with collateral backing. Can prepay anytime. Best for rate-sensitive borrowers.
Bitcoin IRA
Low
Min: $500
Term: Until retirement
Tax-advantaged Bitcoin accumulation for retirement. Traditional and Roth options available.
Bitcoin Gift Cards
Low
Min: $25
Term: One-time
Give Bitcoin as a gift. Perfect for onboarding friends and family into the Bitcoin ecosystem.
Bitcoin Sign-up Bonus
Low
Min: $0
Term: One-time
Receive Bitcoin when you open a new account. No purchase necessary — just sign up.
Bitcoin Direct Deposit Bonus
Low
Min: $500 DD
Term: One-time
Earn Bitcoin bonus when you set up direct deposit. Rewards primary banking customers.
Bitcoin Referral Program
Low
Min: $0
Term: Ongoing
Earn Bitcoin for every friend you refer. Both referrer and referee receive rewards.
Home to BTC
Medium
Min: $25,000
Term: 10-30 years
Convert home equity into Bitcoin. Long-term wealth diversification for homeowners with significant equity.
Car to BTC
Medium
Min: $5,000
Term: 12-60 months
Use vehicle equity to acquire Bitcoin. Auto title loan converted to BTC holdings.
BTC Whole Life Insurance
Low
Min: $50/mo
Term: Lifetime
Whole life policy with Bitcoin accumulation component. Estate planning meets Bitcoin appreciation.
Bitcoin Savings Account
Low
Min: $1
Term: Flexible
Save in Bitcoin with flexible deposits and withdrawals. Passive accumulation for cautious savers.
CD to Bitcoin
Low
Min: $1,000
Term: 1 year
Fixed-term Bitcoin certificate of deposit. Lock in your commitment for a set period.
Bitcoin Credit Card
Low
Min: N/A
Term: Ongoing
Earn Bitcoin rewards on everyday purchases. Cashback in BTC instead of points.
Bitcoin Paycheck Savings
Low
Min: 1%
Term: Ongoing
Automatically allocate a percentage of each paycheck to Bitcoin. Set it and forget it for W-2 employees.
Bitcoin Roundup
Low
Min: $0.01
Term: Ongoing
Round up every purchase to the nearest dollar and invest the spare change in Bitcoin. Micro-investing made easy.
Have BTC
11 products
Unlock the value of your Bitcoin holdings — use BTC as collateral for mortgages, car loans, credit lines, and more. No selling, no tax event, keep upside.
BTC Mortgage
Low
Min: $50,000 BTC
Term: 15-30 years
Buy a home using Bitcoin as collateral. Keep your BTC exposure while becoming a homeowner.
BTC Car Loan
Low
Min: $10,000 BTC
Term: 3-7 years
Finance a vehicle with Bitcoin collateral. Don't sell your BTC for a car — borrow against it.
BTC Loan
Medium Margin Call
Min: $5,000 BTC
Term: 1-5 years
General-purpose loan secured by Bitcoin. Maximum borrowing power with competitive rates.
BTC Credit Line
Low
Min: $10,000 BTC
Term: Revolving
Revolving credit facility backed by Bitcoin. Draw funds as needed, pay interest only on used balance.
BTC Overdraft
Low
Min: $1,000 BTC
Term: Ongoing
Payment protection using Bitcoin holdings as backstop. Never bounce a payment again.
BTC Debt Consolidation
Low
Min: $10,000 BTC
Term: 3-7 years
Consolidate high-interest debt into a single BTC-backed loan at lower rates. Simplify and save.
BTC Debit Card
Low
Min: $1,000 BTC
Term: Ongoing
Spend against your Bitcoin balance at any merchant. Automatic BTC-to-USD conversion at point of sale.
BTC Custody
Low
Min: $10,000 BTC
Term: Ongoing
Institutional-grade custody via Fireblocks Trust. Segregated wallets, MPC multi-sig, $750M+ insurance.
BTC Insurance
Low
Min: $5,000 BTC
Term: Annual
Insure your Bitcoin holdings against theft, loss, and custodial failures. Peace of mind for holders.
BTC Inheritance
Low
Min: $10,000 BTC
Term: Ongoing
Automated Bitcoin inheritance planning. Designate beneficiaries with time-locked or condition-based transfers.
BTC Trust
Low
Min: $50,000 BTC
Term: Ongoing
Bitcoin trust structures for controlled distribution. Protect wealth across generations with programmable rules.
Investments
7 products
Trade and invest in Bitcoin through multiple paths — ETFs, direct purchases, mining stocks, and yield-generating programs.
Bitcoin ETF Access
Low
Min: $1
Term: Ongoing
Access Bitcoin through regulated ETF products. Familiar investment wrapper for traditional investors.
Direct BTC Purchase
Low
Min: $10
Term: Instant
Buy Bitcoin directly through the platform. Instant execution with competitive spreads and immediate custody.
Bitcoin DCA Program
Low
Min: $10/mo
Term: Ongoing
Dollar-cost averaging into Bitcoin. Automated recurring purchases to smooth out volatility over time.
Bitcoin Mining Stocks
High
Min: $100
Term: Ongoing
Invest in publicly traded Bitcoin mining companies. Leveraged exposure to BTC price with operational upside.
BTC Yield Program
Medium
Min: $1,000 BTC
Term: 30-365 days
Earn yield on Bitcoin holdings. Lock BTC for a term and receive periodic yield payments.
Bitcoin Futures
High Margin Call
Min: $5,000
Term: Monthly/Quarterly
Trade Bitcoin futures contracts. For experienced traders and hedgers seeking leveraged exposure or risk management.
Bitcoin Options
High
Min: $1,000
Term: Weekly-Yearly
Bitcoin options for advanced strategies. Calls, puts, and multi-leg combinations for sophisticated investors.
Wealth Management
2 products
Expert guidance on Bitcoin tax efficiency, acquisition strategies, and growing your holdings. Tax smart, personalized, generational.
Bitcoin Tax Optimization
Low
Min: $500/yr
Term: Annual
Professional tax optimization strategies for Bitcoin holdings. Minimize tax burden across all BTC activities.
Bitcoin Wealth Advisory
Low
Min: $100K BTC
Term: Ongoing
Dedicated wealth advisor for high-net-worth Bitcoin holders. Personalized strategies for accumulation, preservation, and succession.